Manager decision brief
A $30,000 commitment with the first $24,500 ring-fenced
Approve a 90-day funding ceiling without releasing it all at once. The first controlled tranche is $24,500; the remaining $5,500 unlocks only after commercial and reporting milestones.
01 · Capital map
The numbers reconcile in one view
The first controlled tranche is $20,000 of working/held capital plus $4,500 of setup costs. The remaining $5,500 stays unreleased until agreed milestones are evidenced.
$24.5ktotal
40.8% Growth
40.8% Trading
10.2% Housing deposit
8.2% Fable support
Growth and distributionFounder video, measurable paid acquisition, a one-inbox Gmail pilot and the attribution layer required before scaling
$10,000
Trading capitalGold first; oil, silver, copper and selected company CFDs only after evidence gates
$10,000
Housing security depositOperating setup expense — not an investment deposit
$2,500
Fable base supportHousing and food runway
$2,000
First controlled tranche
$24,500
Milestone-backed release
Controlled commitment
$30,000 is a ceiling, not a day-one transfer
$10,000 growth envelope plus $4,500 operating setup. Each acquisition lane still follows its own pre-spend gate.
Immediate purpose-bound releaseSegregated trading reserve. Deployment requires at least one live candidate, forward evidence and a signed drawdown mandate.
Current proof funnel: 0 live candidatesLimited scale capital unlocks after a paid B2B pilot or agreed validation threshold, a persistent spend ledger and two reconciled reports.
Funder approval remains required
02 · Growth engine
$10,000 first makes acquisition measurable, then buys reach
The audited split funds missing instrumentation first. Paid spend moves only after lead quality and acquisition cost are visible.
Founder-led creativeVideo, Reels + decks
$2,500
Founder-on-camera product stories, short-form edits and investor/customer presentations.
Demand captureGoogle Ads
$2,000
High-intent search and remarketing with campaign-level attribution.
Social distributionTikTok + Meta
$1,500
Creative-market fit tests across video and retargeting audiences.
Compliance pilotGmail · 1 → 10 inboxes
$500
Start with one verified inbox, opt-out handling, suppression, daily caps and human approval. Scale only after the pilot is safe.
Deferred laneKADAM / push
$0
No spend until persistent analytics, device cohorts, push subscriptions and complaint-quality signals exist.
MeasurementLanding + attribution
$2,500
Conversion labels, durable analytics, source-linked lead and payment events, spend import and weekly channel evidence.
Scale reserveWinning campaigns
$1,000
Released only to the channel that proves qualified demand.
Test
Measure qualified leads
Compare acquisition cost
Scale or stop
Ten inboxes are a scale target, not the starting state
The $500 pilot funds one compliant inbox and the shared safeguards. Additional inboxes stay disabled until opt-out, suppression, bounce/complaint handling, daily caps and a named reply owner are working. No purchased lists, identity deception or autonomous mass send.
03 · Trading mandate
$10,000 stays reserved until a market earns deployment
Gold is the first research lane by mandate, not because a live edge has been proven. Every market remains a candidate, not a promise.
Gold familyXAUUSD / XAUJPY / related
up to $4,000
Primary
Silver + copperMetal diversification candidates
up to $2,000
Research
OilUSOIL / UKOIL candidates
up to $1,500
Research
Selected companiesOnly liquid, cost-modelled stock CFDs
up to $1,500
Hold
Cash reserveUnallocated risk buffer
$1,000
Reserved
04 · Assets already working
The manager funds execution on top of an existing proof stack
Audit snapshot as of 27 July 2026. These are operating assets, not claims of proven advertising or investment performance.
First-party attribution
A 90-day source cookie and signup ledger already connect Google click IDs to accounts. The missing conversion label remains a pre-spend gate.
AI cost ledger
Lifetime trace rows reconcile to $66.89 in the audit snapshot; the trailing 30-day internal counter was $37.27.
LLM Triangle
Two-vendor panel, third-vendor arbiter, 183 prioritized actions and dissent retained on every real run; outcome superiority is not claimed.
Evidence manifest
Machine-readable claims carry a source, measurement time and truth state so unknown or stale evidence cannot silently become a marketing fact.
Existing distribution surface
80,278 submitted sitemap URLs and nine language surfaces provide a base for campaigns. Submission is not represented as indexing.
Decision cockpit
Budget, evidence and stop decisions can be reported through the existing cockpit, with known metric defects fixed before it becomes the manager-facing source.
05 · Market position
Why this can become a finance + AI infrastructure company
The project is not positioned as another signal channel. The ambition is to become a serious engineering player at the intersection of financial markets, AI decision systems, strategy research, data and distribution.
Market interface benchmark
TradingView proves that retail and professional market users value charts, alerts, community and workflow. BibaMoney is not copying the charting layer; it uses market UI as the entry point into AI-assisted research, evidence and execution control.
Strategy factory benchmark
StrategyQuant shows demand for systematic strategy generation and testing. BibaMoney extends that idea with multi-model AI review, evidence ledgers, operator gates and public-facing monetization paths.
Research infrastructure benchmark
QuantConnect represents the older quant-research infrastructure model. BibaMoney's edge is a lighter, founder-led AI operating system where strategies, content, data, funnels and investor reporting live together.
Decision-system ambition
The long-term reference is not only trading software, but decision infrastructure: data, workflows, audit trails, AI disagreement, human approval and explainable operating dashboards.
Founder-led round narrative
Round 0 · private circle
The first $25k makes the company investable, not finished
| Capital use | What it proves | Manager-visible output |
|---|---|---|
| Founder brand and video | Whether people follow the founder, not only the product page. | Short-form content, investor clips, founder story and conversion data. |
| SEO and content engine | Whether the system can compound organic traffic around finance + AI. | Keyword map, articles, indexing report, ranking movement and lead quality. |
| Warm network activation | Whether friends, alumni, business contacts and friends-of-friends convert into early trust. | Consent-based outreach list, replies, calls booked and investor/customer tags. |
| Paid acquisition tests | Which channel deserves scale: Google, TikTok, Meta or another model. | Spend ledger, qualified leads, CAC, stopped channels and scaled channels. |
| Trading research reserve | Whether selected market setups survive evidence gates before capital is deployed. | Research reports, forward tests, drawdown rules and a separate P&L ledger. |
The private early round is presented as execution capital for an existing five-month engineering foundation. It is not a public securities offering, token sale, or promise of trading returns. Any equity, SAFE, convertible note, revenue-share or club participation requires separate signed documents.
Language discipline for investors
Do not say a coin will do 10x or that returns are guaranteed. Say: the system monitors asymmetric spot opportunities and prepares capital only when predefined evidence and risk gates are met. The investable story is the operating system, reporting discipline and distribution engine, not a guaranteed trade.
06 · Revenue thesis
Earn first from the system, not from a promised market edge
The commercial model starts from the true baseline: $0 MRR, zero confirmed payments and zero trading offers that have cleared the sellability gate.
B2B control stack and white-label
Sell the already-built portal, admin control, evidence and reporting layer. Published prices are indicative: $390/month Starter, $2,400/month White Label and $4,900 for a Core build.
Best path to material first cash; still 0 recorded leads or pilots in the revenue cockpit.LLM Triangle decision review
Package the two-vendor panel, third-vendor arbiter, prioritized actions and dissent log as a fixed deliverable. Proposed pilot price: $250 per scoped review.
29 real runs prove delivery mechanics, not buyer demand or decision superiority.Research and tooling subscriptions
Validate the existing 30-day price ladder: Starter $19, Trader $99 and Pro $199. Bot Fleet and Terminal Pro remain add-ons, not assumed twice in the forecast.
Payment rails exist, but the only intent expired and no entitlement has been issued.
Day-90 scenario model
Scenario · not forecast
Gross run-rate if the stated units are actually sold
| Scenario | Explicit recurring mix at day 90 | Exit MRR / ARR | Illustrative one-time cash |
|---|---|---|---|
| Validationprove somebody pays | 10 Starter × $19 + 1 B2B Starter × $390 | $580 MRR$6,960 ARR | 2 Triangle reviews × $250 = $500 |
| Basemixed self-serve + one partner | 15 Starter × $19 + 5 Trader × $99 + 2 Pro × $199 + 1 B2B Starter × $390 | $1,568 MRR$18,816 ARR | 4 Triangle reviews × $250 = $1,000 |
| Growthrequires measured acquisition | 25 Starter × $19 + 10 Trader × $99 + 5 Pro × $199 + 1 White Label × $2,400 | $4,860 MRR$58,320 ARR | 1 Core build + 4 Triangle reviews = $5,900 |
This is arithmetic, not a probability-weighted forecast. MRR is the run-rate at day 90, not cumulative cash. Figures are gross before taxes, payment fees, churn, delivery, support and acquisition cost. The $250 Triangle SKU is proposed, not yet approved or sold.
Try the numbers
$0 MRR
Adjust the unit mix to see resulting MRR
Presets:
What the base model deliberately counts as zero
Trading P&L is excluded while the proof funnel ends at 0 live candidates. Referral/rebate income stays variable because there are 5 codes but 0 claims. Investor capital is financing, not customer revenue. CENTA proceeds are excluded because no token sale or investment checkout is authorized.
07 · Early-circle architecture
Game rewards and investment rights stay separate
The closed early circle can be prepared now, but no token or “package” silently becomes a share of the company.
CENTA game rewards
Contribution and gameplay rewards distributed to verified TON wallets only after published phase gates.
No equity, dividend, ownership or guaranteed value.Equity / SAFE / convertible
Any ownership claim exists only under a signed company instrument with eligibility, jurisdiction and disclosure review.
Terms, cap table rights and transfer rules belong in the contract.Revenue or profit share
Any share of defined revenue or profit needs its own agreement, calculation base, term, cap, reporting and loss language.
It is not activated by receiving game tokens.
08 · Manager contract
What the manager can count on
The manager receives decision rights and evidence, not a vague promise to “make money.”
Ring-fenced books
Growth, trading and operating expenses are tracked separately from day one.
Weekly one-page report
Spend, qualified leads, acquisition cost, exposure, P&L and drawdown.
Approval on reallocation
No material transfer between channels or books without a recorded decision.
Stop rules
Losing campaigns and unsupported trading setups are stopped instead of averaged down.
Monthly decision review
Continue, rebalance or pause based on evidence and remaining runway.
Honest risk language
Targets, actual results and research outcomes remain visibly separate.
Proposed weekly one-page report — format preview
Target cadence after funding: every Monday by 12:00 UTC.
Growth spend
$—
vs. plan
Qualified leads
—
by channel
Acquisition cost
$—
per qualified lead
Trading P&L
$—
realised + unrealised
Drawdown
—%
peak-to-current
Runway
— days
at current burn
Blank cells are intentional. The consolidated growth-spend ledger is a Day-0 gate and is not represented as live today.
09 · Truth-board path
Nine screens answer the manager's nine money questions
Operator login is required. The full console remains available, but this is the shortest diligence route from budget to revenue and risk.
10 · First 30 days
A short launch cadence with visible checkpoints
-
Day 0
Fund and separate the books
Confirm $24,500, assign owners, and establish the reporting baseline.
-
Week 1
Instrument before paid scale
Record the founder presentation, install conversion and channel measurement, prepare one compliant Gmail pilot, then launch capped Google and TikTok/Meta tests. KADAM remains deferred.
-
Week 2
Validate the trading shortlist
Reconfirm costs, optimizer evidence and forward conditions before capital deployment.
-
Weeks 3–4
Scale only what earns it
Move the reserved dollars to proven acquisition lanes and eligible setups.
-
Day 30
Manager review
Compare actuals with the plan and approve the next allocation.
11 · FAQ
Questions a manager is likely to ask
Why approve $30,000 if only $24,500 is needed first?
The larger number is a 90-day commitment ceiling, not an unconditional transfer. $14,500 funds growth and setup, $10,000 remains a separately gated trading sidecar, and only $5,500 stays locked until commercial and reporting milestones are evidenced.
What happens if trading loses money?
The $10,000 trading sleeve is ring-fenced. Losses do not touch growth or operating cash. Gold is researched first by mandate, while every market remains behind an evidence gate. If the sleeve is unlocked and then draws down to a pre-agreed floor, deployment pauses and the manager decides: stop, reduce or reallocate.
Can I see spending in real time?
Not yet in one consolidated real-time view. Existing cockpits expose product, evidence and trading state, but the persistent growth-spend ledger is a Day-0 funding gate. Until it is active, the weekly report must reconcile invoices and channel statements explicitly.
Why is KADAM/push deferred and Gmail capped at $500?
Push notifications need persistent analytics, device cohorts and subscription management that do not exist yet. Gmail outreach starts as a one-inbox compliance pilot: opt-out handling, suppression, bounce/complaint processing, daily caps and a named reply owner must all work before any scale to 10 inboxes. No purchased lists, no autonomous sending.
What if the day-90 scenarios don't materialise?
The scenarios are arithmetic, not promises. At day 90 the manager reviews actuals: if no channel produces qualified leads at an acceptable cost, growth spend stops and the decision is pivot, reduce scope or return remaining capital. The operating principle is the same as trading: cut losers, do not average down.
Where can I verify the underlying data?
At the 27 July audit cut, the evidence pack included the AI cost ledger, 15 machine-readable claims and 29 real LLM Triangle runs with 183 prioritized actions. The operator can verify them through the Investor Data Room; a manager-facing export is issued with the financing documents.
12 · Downside
What the worst case looks like
Honest risk language is part of the contract. Here is the scenario where nothing works.
Maximum deployed loss
The full $24,500 can be at risk only if every approved first-tranche envelope is deployed and the trading sidecar is separately unlocked. It is not the automatic downside. Undeployed and unreleased capital remains outside the loss calculation.
Pause, don't double down
The same kill discipline that applies to trading strategies applies to the budget: losing lanes are stopped, not averaged down with more capital. The scale reserve ($1,000) is only released to a proven channel. No new money enters a losing position.
Day-90 decision point
At the 90-day review the manager sees reconciled spend, lead quality, acquisition cost, any authorized trading P&L and remaining runway. Three options: unlock the next tranche, narrow the plan, or return unused capital and stop. There is no auto-continue clause.
Planning document, not a financial product
This brief is not an investment offer, token sale, deposit product, managed-account agreement, or promise of returns. “Housing security deposit” refers only to an operating housing expense. CENTA does not represent shares, dividends or a claim on profits. Trading and capital-raising decisions require separate account, risk, eligibility and legal controls. LLM Triangle records structured disagreement; it is not evidence that a decision will outperform. All revenue figures above are scenario assumptions rather than forecasts, and they exclude costs unless explicitly stated.