Tvijo AIOS × BibaMoney
BibaMoney is built and operated on Tvijo AIOS — an AI operating system for running real products: data pipelines, research automation, deterministic safety gates and human-approval workflows. This page is the public record of that partnership and the single registry of every partner program across the ecosystem.
How the ecosystem fits together
One platform, several public products — each surface does one job.
Tvijo AIOS — the platform
The AI operating system: orchestration, LLM routing with budget guards, deterministic validation, referral & outreach engines. Sold as licenses and managed services.
BibaMoney — the proof
A live financial research product running on the platform: market analytics, strategy research with honest out-of-sample verdicts, paper-first trading tools.
Partners — the growth
People who bring users and clients to either side earn a share — under one public policy: money for conversions, platform credits for engagement.
Partner programs — public registry
Every program in the ecosystem, its real status and where its terms live. No hidden tiers.
| Program | What you earn | Status | Terms |
|---|---|---|---|
| BibaMoney Invite & Earn | $2 + $2 platform credit for you and each invited user | Live | bibamoney.com/affiliate |
| BibaMoney Affiliate | 30–60% of trading commissions, up to 2–10% of product sales | Activates with billing | rate card |
| Tvijo Referral Program | 10 / 15 / 20% of first license sale + 5–10% of renewals (12 months), plus engagement credits | Live | tvijo.com/partners/terms |
| DM Outreach white-label | Run the outreach engine under your own brand | Manual activation | bibamoney.com/dm/offer |
Public accounting — our commitments
The rules below are enforced in code on both sides, not just written in policy.
Money only for conversions
Cash commissions are paid for verified purchases after a 30-day holdback, monthly (NET-30) in USDT. Clicks and sign-ups earn non-withdrawable platform credits — never cash. Credits are not a token.
One attribution, forever
A referred user is attributed to one partner once; existing attributions are never rewritten. Self-referral is blocked. Refunds reverse the related commission.
Emails never leak
Between our systems emails travel only over signed server-to-server APIs and are stored hashed and masked. Partners see aggregates, never raw contact data. There is no export path.
Verifiable by design
The platform ships in public: see the development changelog and the research track record — losing verdicts are published alongside winning ones.